Advanced Program Infrastructure · Ontario 2026

Deploy government
programs in 72 hours.
Not 18 months.

ADG.v2 is the full-stack compliance, disbursement, and audit infrastructure used by Ontario government agencies, BIA networks, and legal technology firms to launch programs at production scale — without the procurement cycle.

< 72h
Idea to live program
85%
Admin load reduction
99.99%
Disbursement accuracy
87
Avg APS defensibility
0ms
Audit report latency
Problem 01
Programs take months to launch
Legacy procurement cycles, manual intake, siloed compliance reviews, and paper audit trails mean the average government grant program takes 14–18 months from concept to first disbursement.
Problem 02
Compliance is retroactive, not real-time
Most programs audit for CCPSA, FCPF, and CPA compliance after the fact — generating defensibility gaps. Ontario's 2026 Right-to-Explanation mandate makes this untenable.
Problem 03
Fraud at scale goes undetected
High-volume disbursement programs suffer 2–8% leakage from duplicate applications, identity fraud, and banking rail failures. Manual review cannot scale to catch them in time.
Platform Architecture

Every application through
five automated gates.

From intake to disbursement, every application moves through a cryptographically audited, multi-layer compliance pipeline. No human sees a file until the system completes its work.

Gate 01
Identity KYC
96%
Pass rate
Plaid bank verification + CRA BN cross-reference. Account age, ownership, entity status validated in real-time.
Gate 02
Compliance Verify
88%
Pass rate
Program eligibility evaluated against live regulatory databases. FSRA, OBCA, and CRA records checked simultaneously.
Gate 03
APS Certification
72%
Pass rate
Semantic engine cross-references CCPSA, FCPF, and Ontario CPA 2026 vector databases. Generates signed Defensibility Score.
Gate 04
AI Risk Score
81%
Pass rate
XGBoost model trained on 50K+ decisions. Applications scoring below 0.80 route to human review. Fully explainable output.
Gate 05
Disbursement Rail
99.99%
Success rate
Stripe Connect with idempotent ACH + e-Transfer. Funds released with immutable audit entry. Full R2E payload generated.
Program Configurator
Zero-code program launch
Define eligibility rules, disbursement amounts, gate thresholds, and approval logic. Push to production with one click. No vendor re-engagement.
Multi-Tenant Architecture
Full data isolation per client
PostgreSQL row-level security enforced at the database layer. City of Toronto, FSRA, MCCSS, and BIA networks all run on isolated schemas.
Immutable Audit Trail
SHA-256 chained ledger
Every gate decision, score, override, and disbursement written to a cryptographically chained immutable log. FOIA-ready export in one click.
Live System Demo

Experience the APS engine
in real time.

Run a sandboxed APS compliance evaluation against our three live regulatory vector databases. Enter applicant parameters and observe gate logic, scoring, and token generation — exactly as production operates.

ADG.v2 — APS Sandbox · Gate 3 Simulation
● SANDBOXED
Applicant Parameters
APS Gate 3 Output
APS

Enter parameters and
run evaluation to begin

Validating entity parameters…
Querying CCPSA vector database…
Cross-referencing FCPF regulations…
Evaluating Ontario CPA 2026 Reform…
Computing defensibility score…
Signing certification token…
ADG-DEMO-0000
—
/ 100
DEFENSIBILITY SCORE
APS Certification Token
—
APS-422
System Calibration Required
Complete all input fields to proceed with evaluation.
● Sandbox environment — no real data is stored or transmitted. Scoring uses production gate logic with simulated regulatory vector responses.
Advanced Program Systems

The compliance
engine that makes
decisions defensible.

APS is not a checklist. It is a semantic audit engine that cross-references every application against live regulatory vector databases — and signs each decision with a cryptographic token satisfying Ontario's 2026 Right-to-Explanation mandate.

NLP
Multi-layer NLP cross-referencing
Semantic search across CCPSA, FCPF, and Ontario CPA (2026 Reform) vector databases simultaneously. Contextual regulatory alignment scoring, not keyword matching.
SIG
Cryptographically signed output
Every Defensibility Score (0–100) is paired with a signed APS Certification Token — immutable, time-stamped, linked to the exact regulatory clauses triggered.
R2E
Right-to-Explanation compliant
Ontario CPA 2026 mandates explainability for every automated decision. APS generates this documentation as a by-product of each decision — not a retroactive report.
⬡ APS — Gate 3 Decision
TOKEN ISSUED
ADG-28401 · Maple St. Collective · BIA Micro-Grant 2026
87
/ 100
DEFENSIBILITY SCORE · CERTIFIABLE
Regulatory Layers Evaluated
CCPSA — Consumer compliancePASS · 94/100
FCPF — Financial conductPASS · 89/100
Ontario CPA 2026 ReformADVISORY · 81/100
Certification Token
aps_tok_9d1f2a8b4c3e7f0a1d2e3f4a5b6c7d8e9f0a1b2c
Who Uses ADG.v2

Built for three
client archetypes.

Purpose-built for the specific operational and compliance needs of the three organizations that deliver public-interest programs at scale in Ontario.

Archetype 01 — Government Agencies
City & Provincial Government
Economic development offices, relief programs, community grants
Launch emergency programs in under 72 hours — not 18 months
FOIA audit requests satisfied with one-click immutable export
Right-to-Explanation out of the box — no legal ops engagement
Multi-program configuration without separate procurement cycles
4
Live tenants
28K+
Applications
$4.2M
Disbursed CAD
Archetype 02 — BIA Networks
Business Improvement Areas
Micro-grant programs, merchant relief, collective funding
Competitive micro-grant programs with zero admin overhead
BIA member fast-track — verified members processed in < 4 hours
Full disbursement accountability for board and funder reporting
AI fraud detection prevents bad actors from gaming community funds
312
Members served
< 4h
Fast-track time
0
Fraud incidents
Archetype 03 — Legal Technology
LegalTech & Legal Aid
Legal aid disbursements, access-to-justice programs, regulatory compliance
APS Certification Token as legal-grade audit evidence per decision
R2E documentation generated automatically — no solicitor time
PIPEDA-compliant with Canadian data residency enforced at all layers
API-first for integration into existing legal case management systems
100%
R2E coverage
AES-256
Encryption
Canada
Data residency
Security & Compliance

Built for
government-grade
trust.

Designed from day one for Canadian public sector security requirements — not retrofitted to meet them.

All data stored in Canada (AWS ca-central-1 + ca-west-1 DR)
PIPEDA — personal data never leaves Canadian jurisdiction
SOC 2 Type II readiness (audit scheduled post-pilot)
Per-tenant AES-256 encryption with AWS HSM key management
Zero-downtime blue/green deployments on AWS EKS
PostgreSQL RLS — multi-tenant isolation is architectural
PIPEDA
Privacy Compliance
Full PIPEDA compliance. Data processing agreements available for all tenants.
AES-256
Encryption At Rest & Transit
AWS HSM key management. Per-tenant isolated keys. TLS 1.3 enforced.
SOC2
SOC 2 Type II (In Progress)
Readiness assessment complete. Type II audit scheduled post-pilot.
RLS
Row-Level Security
PostgreSQL RLS enforced at the database layer. Architectural, not configuration.
MFA
Multi-Factor Auth
TOTP MFA mandatory for all admin accounts. OAuth 2.0 / OIDC SSO support.
CHAIN
Immutable Audit Chain
SHA-256 chained log. Tamper detection on every sweep. No deletion, ever.
Built on proven infrastructure
FastAPI · PythonNode.js 20 LTSPostgreSQL 16AWS GovCloud ca-central-1Kubernetes (EKS)Terraform IaCStripe ConnectPlaid CanadaCRA BN APIFSRA Compliance DBXGBoost v2.4AWS HSMOAuth 2.0 / OIDCSHA-256 Audit ChainOBCA RegistryJWT · RS256
Pilot & Launch Roadmap

From beta to
production in 2026.

Currently in closed Ontario pilot. Interested organizations can apply for early access and shape the roadmap before general availability.

Now — Q3 2026
Closed Ontario Pilot
4 live production tenants
City of Toronto, FSRA, MCCSS, BIA Network
28K+ applications processed
Platform stability validation
Q4 2026
Backend Hardening & SOC2
SOC 2 Type II audit
Pen testing + security review
Region of Peel onboarding
Electron desktop app beta
Q1 2027
Expanded Beta
20 municipal agency slots open
15 BIA network onboarding
LegalTech API tier
Batch disbursement v2 GA
Q2 2027
General Availability
Public access — all tiers
Self-serve onboarding portal
Marketplace integrations
Multi-province expansion
Pilot Feedback

What our pilot
clients say.

"

We launched the 2026 Small Business Recovery Grant in 60 hours — from approval to first disbursement. With our previous system, that would have taken a request for proposals alone.

TT
Teresa Torres
Director, Digital Programs · City of Toronto
Toronto
"

The APS Certification Token changed how we think about defensibility. Our legal team no longer reviews every decision — APS has already done the regulatory cross-referencing we used to pay for manually.

MN
Marcus Nakashima
Director of Compliance · FSRA Ontario
FSRA
"

Our BIA members used to wait 6–8 weeks for a grant decision. With ADG.v2's fast-track lane, verified members get a decision in under four hours. The community response has been remarkable.

SL
Sandra Leblanc
Executive Director · Toronto BIA Network
BIA Network
"

MCCSS programs have complex, overlapping eligibility rules. ADG.v2 lets us encode those rules once — and update them without touching code or re-procuring a vendor relationship.

RO
Rachel Osei
VP, Digital Service Delivery · MCCSS Ontario
MCCSS
Ontario Pilot — Limited Seats Available

Ready to launch
programs at speed?

Join the waitlist for ADG.v2 early access. We onboard organizations in cohorts — current cohort opens Q4 2026. Municipal agencies, BIA networks, and legal tech firms with active program needs are prioritized.

No sales call required — we review requests within 3 business days
Current pilot tenants
City of Toronto FSRA Ontario MCCSS Ontario Toronto BIA Network Region of Peel — Onboarding
404
System Calibration Required
The requested resource could not be located within the ADG.v2 infrastructure. This event has been logged to the immutable audit trail.
TRACE-ID: ADG-ERR-000000 · 2026-07-14T00:00:00Z